interest rates on your refinance, and may not be representative of your situation. However, if the borrower chooses to make monthly payments automatically by electronic funds transfer (EFT) from a bank account, the fixed rate will decrease by 0.25%, and will increase back up to the regular fixed interest rate described in the preceding paragraph if the borrower stops making (or we stop accepting) monthly payments automatically by EFT from the designated borrower’s bank account. Refinancing or consolidating private and federal 2.6K likes. Allows greater-than-minimum payments via autopay: Yes. The monthly payment for a sample $10,000 loan at a range of 5.24% per year to 6.65% per year for a 10-year term would be from $107.24 to $114.31. Simply answer a few questions, get pre-qualified rates from our lending partners, Cons. Complete one application to get offers from multiple refinance lenders. Both Fixed and Variable Rates will vary based on application terms, level of degree and presence of a co-signer. Only valid with a festival-ticket. The minimum late fee is $5 and the maximum is $25. Splash Financial was founded in 2013 and offers loans from multiple lenders. NerdWallet's ratings are determined by our editorial team. At that time the tech team consisted of two people, and we had many projects to look forward to. The monthly payment for a sample $10,000 loan at a range of 5.61% per year to 7.27% per year for a 20-year term would be from $69.41 to $79.16. We believe everyone should be able to make financial decisions with confidence. NerdWallet believes the best student loan is one you can repay at the lowest interest rate you can get. Typical income of approved borrowers: $125,000. Federal loans carry special benefits not available for Splash Financial Student Loan Refinance Disclosure: Terms and Conditions apply. Get BBB ratings and read consumer reviews and complaints by people in your community. Loan discharge if co-signer dies or becomes disabled: No. Yes. Forbearance and death discharge may not be available. Some 549,00 € + 10,00€ Müllpfand. The BBB will not accredit any business that it would give less than a B- rating to. 2.5K likes. Before deciding on a student loan refinance lender, compare multiple. $250 (conditions apply). Better Business Bureau helps United States, Canada, and Mexico consumers find businesses and charities they can trust. Für 3. Actual savings, if any, may vary based on interest rates, balances, remaining repayment of Compare Splash Financial’s range of interest rates with other. In our Splash Financial review, learn why they could be a good choice for medical professionals in residency and married couples. I have had the honor of working with Splash Financial since the beginning of 2018. If the 25th day of the month is not a business day or is a US federal holiday, the reference date will be the most recent date preceding the 25th day of the month that is a business day. any loan offers or that your loan application will be approved. However, if you choose a product and continue your application, the lender will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Both Fixed and Variable Rates will vary based on application terms, level of degree and presence of a co-signer. Many or all of the products featured here are from our partners who compensate us. APR is subject to increase after consummation. VARIABLE APR Variable rate options consist of a range from 1.99% per year to 6.05% per year for a 5-year term, 3.75% per year to 6.10% per year for a 7-year term, 4.00% per year to 6.15% per year for a 10-year term, 4.25% per year to 6.40% per year for a 15-year term, or 4.50% per year to 6.65% per year for a 20-year term, with no origination fees. The monthly payment for a sample $10,000 loan at a range of 3.49% per year to 6.31% per year for a 5-year term would be from $181.87 to $194.77. No refinancing fees There is no application fee and no origination fee. Loans originated by Nelnet Bank, Laurel Road and PenFed. The monthly payment for a sample $10,000 loan at a range of 3.75% per year to 5.80% per year for a 5-year term would be from $183.04 to $192.40. Enjoy more savings with your new rate and one monthly payment. 1.99 - 6.10%FIXED APR Developer of an alternative lending platform intended to give young professionals more financial freedom early in their careers. bring you market-leading rates. More details. You are assigned a dedicated account representative. Must have graduated: Yes, borrowers typically must have graduated with an bachelor's degree or higher, though associate degrees are accepted in some health care fields. The variable interest rate will change on the first day of every month (“Change Date”) if the Current Index changes. Get top offers from our network of lending partners. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. Splash Financial is a student loan refinancing company founded in Ohio in 2013. Splash Financial, Inc. (NMLS #1630038), NMLS In our Splash Financial review, we'll break down the pros and cons of this relative newcomer to the student loan refinancing industry. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly. Lowest rates are reserved for the highest qualified borrowers. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. Can transfer a parent loan to a child: Yes. Rates and terms are also subject to change at any time without notice. The details below include all features you could receive by refinancing with Splash via NerdWallet. approved, your actual rate will be within a range of rates and will depend on a variety of factors, including term The monthly payment for a sample $10,000 loan at a range of 5.16% per year to 6.66% per year for a 15-year term would be from $79.92 to $87.99. Splash Financial is a marketplace that offers refinance loans from PenFed, Nelnet Bank and Laurel Road. And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free. Splash Financial is not a part of Laurel Road, but you can refinance student loans with Laurel Road (as well as U-Fi From Nelnet and PenFed) by applying via Splash. Many lenders are offering relief related to COVID-19. Points are also awarded for soft credit checks, underwriting transparency and other consumer-friendly features. Allows biweekly payments via autopay: Yes if you use a PenFed share account. before you apply. and other sites with online loan marketplaces, including NerdWallet. | Read 41-60 Reviews out of 123 and choose the offer that works best for you. Find your best rate or we’ll give you Loan servicer: MOHELA, Nelnet or Pentagon Federal Credit Union, known as PenFed, depending on which lender finances your loan. Splash Financial is a student loan refinance lender marketplace based in Cleveland, Ohio, with its own lender network of banks and credit unions. Secure your new rate by submitting your application. You’ll need to get payoff statements from each current student loan servicer — Obtaining these can be a bit of a complicated process if you’ve never done it before. The monthly payment for a sample $10,000 loan at a range of 4.91% per year to 6.41% per year for a 10-year term would be from $105.63 to $113.09. They're backed by both banks and credit unions, letting them give you the very best rates possible. Pending Government Action: Consumer Financial Protection Bureau vs. DMB Financial, LLC. Splash Financial student loan refinancing at a glance, Splash Financial student loan refinancing details, Splash Financial was founded in 2013 and offers loans from multiple lenders. student loans may not be the right decision for everyone. One of the first websites to visit when trying to figure out if a company is legitimate is the Better Business Bureau (BBB). They started out focusing on medical school loan refinancing, but they now have expanded and offer an general student loan refinancing product open to anyone with a bachelors degree. However, if the borrower chooses to make monthly payments automatically by electronic funds transfer (EFT) from a bank account, the fixed rate will decrease by 0.25%, and will increase back up to the regular fixed interest rate described in the preceding paragraph if the borrower stops making (or we stop accepting) monthly payments automatically by EFT from the designated borrower’s bank account. The monthly payment for a sample $10,000 loan at a range of 5.14% per year to 6.25% per year for a 7-year term would be from $142.00 to $147.29. Annual Percentage Rate (APR) is the cost of credit calculating the interest rate, loan amount, repayment term and the timing of payments. The variable interest rates are calculated by adding a margin ranging from 0.98% to 3.80% for the 5-year term loan, 2.35% to 3.85% for the 7-year term loan, 2.40% to 3.90% for the 10-year term loan, 2.65% to 4.15% for the 15-year term loan, and 2.90% to 4.40% for the 20-year term loan, respectively, to the 1-month LIBOR index published on the 25th day of each month immediately preceding each “Change Date,” as defined above, rounded to two decimal places, with no origination fees. Splash Financial | 1.131 Follower auf LinkedIn Our mission is simple: to help people save money on their student loans. Splash Financial is a student loan refinancing company built exclusively for the medical market. The monthly payment for a sample $10,000 loan at a range of 5.24% per year to 6.65% per year for a 10-year term would be from $107.24 to $114.31. Splash Financial General Information Description. VARIABLE APR You can receive offers from these lenders by completing a single application on the Splash Financial website. Check this list of private loan relief options to see what this lender offers. The monthly payment for a sample $10,000 loan at a range of 5.30% per year to 7.05% per year for a 15-year term would be from $80.65 to $90.16. Annual Percentage Rate (APR) is the cost of credit calculating the interest rate, loan amount, repayment term and the timing of payments. No if you're using a separate checking account. application, the lender will request your full credit report from one or more consumer reporting Since then, the entire team has expanded rapidly, the tech team in particular growing from 2 people to 9 and still growing. Many lenders are offering relief related to COVID-19. Average time from approval to payoff: 15 days. Use the PitchBook Platform to explore the full profile. : Get $250 for each person you successfully refer to Splash Financial. Splash Financial was founded in 2013 and offers loans from multiple lenders. Splash partners with banks, credit unions, and other lenders to When evaluating offers, please review the financial institution’s Terms and Conditions. Before deciding on a student loan refinance lender, compare multiple student loan refinance options to make sure you’re getting the best rate you qualify for. Make your life easier with one lender the Financial institution, service provider or specific product ’ s credit. A Splash Financial was founded in 2013 and offers loans from multiple lenders expanded,! Other factors, Canada, and choose the offer that works best borrowers. Are also subject to change at any time without notice variable rates range from 2.19 % APR to %... 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