American Income Life Insurance Company Response. Yes, American Income Life Insurance is legit and not a pyramid scheme scam. Read more. Free coffee, air conditioning, free life lessons on the pitfalls of a 1099 job. American Income Life is not a scam just because it wants to hire independent contractors instead of employees but it seems too many have complained about the same thing. Hynan Agency is a subsidiary of AIL which is a pyramid scheme where recruiters get paid for each head they recruit and you aggressively target underserved communities and middle income families for life insurance. 3,144 American Income Life reviews. American Income Life Insurance is a wholly owned subsidiary of Globe Life Inc. (NYSE: GL), an S&P 500 Company.. American Income Life Insurance Company is an international company protecting working families in the United States, Canada, New Zealand, and through our wholly-owned subsidiary, National Income Life Insurance Company in New York. Based in Waco, Taxes, American Income Life Insurance is an insurance firm at its core. Tho I will admit the way they market the business is a pyramid, but there is no scheme We use cookies to improve your experience on our site and to show you personalised advertising. About. Consumer complaints and reviews about American Income Life North Carolina. So I do a bit of digging (it took a WHILE) and I finally found out that the company he works for is called American Income Life Insurance. American Income Life, AIL, Altig International RIPOFF, PYRAMID SCHEME WASTE OF TIME Burnaby British Columbia *UPDATE - Rip-off Report REVIEW: Altig International has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and a Rip-off Report independent investigation. But if any of you need life insurance, hit me up. They tell you they will give you leads for willing participants, but then you find out these people were only promised free benefits and you have to upsell life insurance to them. It is a legitimate business opportunity, although the recruitment process is a little deceptive. No. According to the Federal Trade Commission, pyramid schemes âpromise consumers or investors large profits based primarily on recruiting others to join their program, not based on profits from any real investment or real sale of goods to the public.â It also carries its operations to the District of Columbia, Canada. If you are seeking for information with regards to whether the American Income Life is a scam... Or, if it is a pyramid scheme, the answer is "No!". This is a multi-location business. It offers life and accident insurance, as well as supplementary health products. American Income Life offers both life insurance and hospitalization coverage. The company is into the distribution and selling of various life insurance products and services. At the top of the pyramid is the insurance company. You ask for referrals in every household, most of the people do not want to give you any. Business Details. American Income Life is a completely legitimate insurance company that operates to the letter of the law. Some background on American Income Life: they are partnered with members of credit unions, labor unions, associations, and private policyholders. The company has been label many with scams, with many people calling them American Income Life Rip Off. Get answers to your biggest company questions on Indeed. There isnât much information on it, but a few reviews about it have me thinking that itâs an MLM. A free inside look at company reviews and salaries posted anonymously by employees. Read 333 More Customer Reviews. American Income Life is A Legit Opportunity To Make Money From Selling Insurance. 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